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Equipment Leasing Through Springs Financial Services
 This
popular cash management method may be what creates the
possibility to order the equipment, furnishing,
technology or software that your organization needs.
Using this tool might help improve efficiency, develop
more productive employees and sales staff or help
project the professional image and style that your group
warrants.
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Lease Qualifications & Calculators |
 Return
to Leasing
Welcome to our new lease calculation page. This page has
been designed to better serve you in order to find out
where you qualify and for which lease program. Simply
view the requirements below and the statements that fit
for your business is the calculator that you want to use
for quotations. Rates vary and may change at anytime.
Compute your lease rates and when ready fill out the
application or give us a call at 1-800-606-5553, it is
that simple!
Note: The
Financial Calculator requires a Javascript enabled web
browser (Internet Explorer). If you have installed
Service Pack 2 for Windows XP and get a security
warning, you must allow active content for the
calculator to function.
"A" Credit Qualifications
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Two years in business up to
$25,000.00. Three years in business for
$25,000.00 and above
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Personal credit score of 680
FICO score. Minimum of 10 line items and five year
history in the credit bureaus.
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Bank history dating back to
start up operation or at least two years of history.
Depending on amount financed, average bank balances
should be low/mid 4, or low 5 figures.
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Clean business credit history
with Experian Business Credit or Dun & Bradstreet.
"B" Credit Qualifications
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Two years in business up to
$25,000.00. Three years in business for
$25,000.00 and above
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Personal credit of 635 FICO
score. Minimum of 10 line items and 5 years of
history in the credit bureaus. Paid tax liens,
paid judgments, discharged bankruptcies (Five years)
are acceptable.
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Experian
Business Report and Dun & Bradstreet Reports show
company pays obligations on time.
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Bank history dating back to
start up operation or at least two years of history.
Depending on amount financed, average bank balances
should be low/mid 4, or low 5 figures
Rates are subject to change without notice.
Effective date: September 23, 2005
*Monthly payments indicated are estimates
only.
Final payments may vary and can only be
produced by Springs Equipment Leasing.
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